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Saturday, May 26, 2012
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If your property experienced a fire, flooding or other forms of emergencies that inflicted damage, you should strongly consider the option of availing a professional fire and water restoration company to carry out the restoration work in your home.
Many homeowners are tempted to carry out restoration work on their own but it would be a pretty bad idea for a couple of reasons. First of all, restoration of your home might be beyond your capabilities as a lot of technical knowledge is required to tackle damage left behind by water and fire.
For example, did you know that smoke can be absorbed by porous construction materials such as walls, ceilings and carpets? In other words, even parts of your house that were directly unaffected by a fire or water damage can end up being damaged. Removing smoke odors will most often require a process called thermal fogging which can only be carried out by a professional fire and water restoration company.
The second reason why one should hire a fire and water restoration company is because they can help a lot with the fire insurance or other emergency insurance claims process. Just imagine submitting an insurance claims form on your own only to see about 50% of the amount you requested being approved. This will leave you with a large hole in your pocket and hurt your finances that might have already taken a nose dive after the fire or flooding.
You can avoid this situation by hiring a fire and water restoration expert that will appoint an insurance specialist for your case. This insurance specialist will assist you in filling out your insurance claims form or other emergency insurance claims. More importantly, they will work directly with your insurance provider to make sure that your insurance claims will be approved.
Often times, the offer made by insurance companies will come up woefully short when compared to the repair estimates provided by the contractors who will be working on the restoration of your home. This is because insurance companies are generally under the impression that contractors overprice their estimates as they know that the owner is not going to pay out of his or her pocket.
However, insurance companies will work very well with well established fire and restoration companies who might have helped other clients submit several fire insurance or other emergency insurance claims in the past. If the insurance company is aware that a particular fire restoration company has submitted insurance claims form for many of its other clients, it will generally approve the amount that is asked for in that particular contractor?s estimate.
Some contractors will offer you a 100% money back guarantee on the insurance claims form in the sense that they will guarantee you that their estimates will be accepted by the insurance company that will process your fire insurance or other emergency insurance claims. If the insurance company denies their claim, they will take up the unpaid expenses as a loss to their business and not charge you for it.
For the reasons mentioned above, it is best that you seek the services of a professional fire and water restoration company that will also prove to a great boon for you with the insurance claims form process.
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